Government Growth Guarantee Scheme — What It Is, and What It Is Not

The Growth Guarantee Scheme (GGS) is one of the most misunderstood products in UK business lending. We hear it regularly from clients: “I want to use the government scheme” — often without a clear picture of what that actually means or what it takes to qualify.

This page sets out the reality. How the scheme works, who it is for, what lenders are looking for, and — importantly — why the government backing does not mean you will automatically get approved.