Selective Invoice Finance — Fund the Invoices You Choose, When You Need To

Most invoice finance facilities are whole-ledger arrangements. You assign all your invoices to the lender, and they advance against the entire debtor book on an ongoing basis. That works well for many businesses — but it is not the right structure for everyone.

Selective invoice finance takes a different approach. You choose which specific invoices to fund. You decide when to use the facility and when not to. There is no obligation to submit every invoice, no long-term whole-ledger commitment, and no requirement to involve the lender in invoices you would rather keep off the facility.

It is a more flexible product, at a higher cost per invoice. Whether that trade-off makes sense depends entirely on how and why your business needs access to early payment.